Traditional Mortgage Programs
1st USA is proud to offer the most competitive pricing with the fewest amount of overlays in the industry – virtually none!
Purchase
580+ FICO (or no score): 96.75% LTV
530-579 FICO: Maximum 90% LTV
Refinance
580+ FICO (or no score): 96.75% LTV
530-579 FICO: Maximum 90% LTV
Cash Out: Maximum 85% LTV regardless of FICO (Not Applicable to 203K)
100% plus VA funding fee and the cost of any energy efficient improvements
Minimum 530 FICO, excluding No Score
No Maximum LTV
Owner Occupied
10-30 year terms, ARM 5/1, ARM 3/1
Let us help you decide which program is best for your situation.
Call to one of our professionals 512-288-4700 or 800-676-5619
Get Started with our Simple Mortgage Calculator
