Traditional Mortgage

/Traditional Mortgage
Traditional Mortgage 2018-01-05T17:56:19+00:00

Traditional Mortgage Programs

1st USA is proud to offer the most competitive pricing with the fewest amount of overlays in the industry – virtually none!

Purchase

580+ FICO (or no score): 96.75% LTV

530-579 FICO: Maximum 90% LTV

Refinance

580+ FICO (or no score): 96.75% LTV

530-579 FICO: Maximum 90% LTV

Cash Out: Maximum 85% LTV regardless of FICO (Not Applicable to 203K)

VA Loans Texas100% plus VA funding fee and the cost of any energy efficient improvements

Minimum 530 FICO, excluding No Score

No Maximum LTV

Owner Occupied

10-30 year terms, ARM 5/1, ARM 3/1

Let us help you decide which program is best for your situation.
Call to one of our professionals 512-288-4700 or 800-676-5619